What expenses and fees are included in my monthly credit instalment?

Your monthly credit instalment generally covers the agreed repayment amount for the items you purchased, based on your credit agreement. It may include the cost of the goods, the repayment period, and any interest or credit-related charges outlined in your contract. In some cases, fees such as delivery, account administration, insurance, or other optional services may also be included if you selected them and they were added to your agreement. The exact breakdown can vary depending on your credit provider and the terms you signed up for, so it is always best to review your agreement for a detailed summary of what is included. If you are unsure about any charge on your statement, please check your account documents or contact customer support for clarification. We are here to help you understand your instalment amount clearly so you can manage your budget with confidence and peace of mind.